What are the three parts of a title register?

Understanding Land Registry title deeds can be tricky. However, the title register provides critical information for owners and prospective buyers. We’ve taken a closer look at the three parts of a title register to help demystify this essential document.

What is a title register?

A title register has a unique reference number and provides information about your property. This includes a plan and a description, and whether the property is freehold or leasehold.

Most title registers are split up into three parts:

Part A refers to the property itself.

Part B refers to proprietorship.

Part C refers to any charges on the property.

A: The Property

Part A briefly describes whether the property is freehold or leasehold and how long the lease lasts. It also outlines any rights of way, boundaries or lands included.

This section of the register helps identify any problems that could arise related to boundaries or subsidence.

B: Proprietorship

This section is critical for owners and buyers. It provides information on the property’s history and previous owners, what class of title deeds applies, and whether any restrictions, such as an anti-fraud Form LL restriction, are in place.

Restrictions ensure that specific legal requirements are met before a sale is completed . For instance, if the property has a Form LL restriction, owners must undergo face-to-face ID verification before selling their property. On the one hand, this can slow the conveyancing process significantly. Conversely, a  Form LL restriction is a valuable tool to safeguard your most valuable asset from fraudsters.

C: Charges

The Charges Register details any financial burdens on the property. These may include mortgages, rights of interest that limit how the property is used, and tenancies.

Easements refer to any legal rights for others to use your land, including utility companies and rights of way. Covenants are agreements and restrictions placed on the homeowner.

Understanding the charges on a property helps homeowners remain legally compliant, but it can affect property value in the future.

For further details, visit the Land Registry website to download your title register.